網上付款及退款政策 Online Payment & Refund Policy

一旦透過本學院網站或任何指定網上平台完成付款，表示您已確認並同意以下退款條款：
By completing payment via our website or any designated online payment platform, you confirm that you have read and agreed to the refund policy outlined below:

退款政策 Refund Policy

所有經網上付款的學費、課堂費用或活動報名費，一經確認，一律不設退款、轉讓或延期。
All tuition fees, class fees or event registration fees paid online are non-refundable, non-transferable, and non-deferrable once confirmed.

除非出現以下情況，否則本學院將不會安排退款或補課：
No refunds or make-up classes will be arranged unless one of the following occurs:

1. 課堂因學院行政安排而取消；
The class is cancelled due to administrative arrangements by the Academy;

2. 因場地或其他不可抗力因素（如天災、疫情）無法正常上課。
The class is unable to proceed due to venue issues or other force majeure events (e.g. natural disasters, epidemics).

如屬上述情況，學院將提供補課安排或按實際情況考慮退款，並保留最終決定權。
In such cases, the Academy may offer a make-up class or consider a refund depending on circumstances, and reserves the right of final decision.

安全與免責 Security & Disclaimer

所有交易均透過受保護的第三方付款平台（如 Stripe 或 PayPal）加密處理，學院不會儲存任何信用卡或付款資料。
All transactions are securely processed via third-party platforms (e.g. Stripe, PayPal). The Academy does not store any credit card or payment information.

本學院保留隨時修改本退款政策的權利而無需事先通知。所有已付款項將依付款時條款處理。
The Academy reserves the right to amend this policy without prior notice. All payments will be subject to the terms in effect at the time of payment.

查詢 Enquiries

如對退款政策有任何查詢，歡迎與我們聯絡：
For any refund-related enquiries, please contact us at:
Email: [email protected]
Phone: +852 27443300